BRIDGETOWN, Barbados – Extensive flooding is one of the greatest threats that we can experience in our tropical islands. Although this threat is mostly present during our annual hurricane season, flooding can occur at any time, which is why Sagicor General is urging everyone to take the necessary precautions to protect their home and possessions.
This advice comes from Keith Herbert, Manager – Insurance Operations for the Eastern Caribbean, as we end the 2020 hurricane season which has seen the most named storms in a season breaking the record that was originally set in 2005.
“In the lead up to and during the hurricane season, we tend to focus on storms and the impact of high winds, however, what we have seen in the Caribbean over recent years is a significant amount of flooding resulting from heavy rains over an extended period of time, presenting a serious challenge to property owners”, he said. “Unfortunately, we cannot dictate the amount of rain that comes our way, but we can put measures in place to lessen the impact.”
The experienced insurance executive stated that in addition to taking out adequate insurance for their property and contents, property owners, especially those in flood prone areas, should, among other things, inspect the exterior of their building to identify vulnerable areas through which water can find its way in.
“Any cracks or gaps should be sealed using proper materials to stop water from compromising the foundation of the property. Lawns also tend to flood quite quickly and should therefore be graded away from the property to keep water from settling and creating pools near the foundation, or finding its way through exterior doorways”, said Herbert. “It is also very important that we perform periodic checks to ensure that gutters and drains are cleared, thereby allowing water to flow freely and avoid accumulation.”
In terms of preventing damage to items on the interior, Herbert advised property owners to relocate their expensive or sentimental items to higher ground, whether to another floor if available, or simply raise them off the ground. He also stated that in the event water does enter the property, electrical panels should be shut off to prevent electrical damage or potential shock.
About Sagicor General Insurance Inc (SGI)
SGI is one of the longest standing general insurance companies in the Caribbean, with operations in Antigua, Barbados, Dominica, St Lucia and Trinidad and Tobago. The company offers a wide range of auto, home, travel and business insurance protection. SGI maintains a solid reputation for efficiency and excellent client service, with an impeccable record of settling claims quickly. Through a corporate social responsibility programme focused on the development of youth, Sagicor General plays an active role in the communities of which it is a part. Since 2002, SGI has achieved its A. M. Best rating of A- (Excellent), which reflects the company’s profitable operating performance, prudent underwriting leverage, regional market presence and parental support. SGI is a subsidiary of Sagicor Life Inc.
